SBA loans
SBA loans combine federal guarantees with private lender capital to reduce risk and extend repayment terms. The 7(a) program covers working capital, equipment, tenant improvements, and owner-occupied real estate. The 504 program finances fixed assets like buildings and heavy machinery with a three-party structure that keeps rates competitive. Both programs suit established businesses with steady cash flow and a clear use of funds. Elmfield Funding Group, a licensed commercial-loan broker serving Fairway and the broader Kansas City metro, connects you to SBA-preferred lenders, assembles your application package, and tracks milestones so you spend less time on paperwork and more time running your business.
SBA loans
Fairway sits minutes from the Kansas-Missouri state line, surrounded by high-income residential neighborhoods and anchored by small retail strips, medical suites, and professional offices. Businesses here often occupy older buildings that require renovation or seek to purchase property as rents climb. SBA loans excel in these scenarios because they finance up to 90 percent of the purchase price and allow renovation costs to roll into a single closing. If you operate a pharmacy, law office, or specialty clinic near Reinhardt Park and want ownership instead of another lease renewal, an SBA 504 loan can separate land-and-building financing from your operating line and preserve liquidity.
SBA loans
Speed-to-funding begins with a complete first submission. We pre-qualify your scenario, identify the right lender from our network of SBA-preferred institutions, and compile tax returns, financial statements, and business-plan narratives before the bank opens your file. You receive a checklist, timeline, and single point of contact at our 1201 Walnut St, Kansas City, MO 64106, Kansas City, KS office. Call (913) 354-0785 to discuss SBA loans across the Kansas City region or explore additional financing options in Fairway.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.